Gap Credit Card: Benefits & Rewards

gap visa credit card
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The Gap Credit card, called GapCard, comes in various adaptations. The most fundamental choice is a store-just card that can be utilized at Gap stores just as Banana Republic, Athleta, Old Navy, and Intermix. It can likewise be utilized for online buys.

Clothing chain and perennial mall staple the Gap, Inc. (NYSE: GPS) launched its retail credit card in 2007. The card offers numerous perks and rewards for frequent customers, but there are some downsides and caveats of which potential users should be aware. 

  • Gap Stores owns several well-known clothes retailers and launched its own store credit card in 2007 that works across all of its brands, in-store or online.
  • Cardholders receive reward points and discounts for use at The Gap and affiliated locations, including a sign-up bonus and various status levels achieved through increased purchases.
  • The card is issued in partnership with Visa and so can be used at any other store that accepts credit cards.

How Can It Work

Customers can likewise apply for a Visa-associated Gap card. This card can be utilized anyplace Visa is acknowledged and gathers extra focuses for the Gap rewards program, but at a more slow rate than at Gap family stores. Visa cardholders can get loans for a 4% expense or a base charge of $10, whichever is most prominent. Faithful clients who meet certain criteria fit the bill for a move up to a silver card, which accompanies or without the Visa logo.

Rewards and Benefits

New cardholders receive a 15% signup bonus on the first purchase of Gap merchandise. Purchases made at the Gap family of stores accrue points at a rate of five points per dollar spent. Visa-enabled cards used for purchases at non-Gap stores receive one point per dollar spent. These points can be redeemed for $5 rewards per 500 points which effectively gives all Gap store transactions made with the card a 5% discount.

Cardholders also receive a number of perks and offer to participate in special events. These include special offers to earn extra rewards points on Tuesdays with an additional 10% discount on all merchandise, birthday bonus offers and a waiver on the company’s return receipt policy.

Those who earn more than 5,000 points in a year are awarded an upgrade to silver status. These cardholders receive 20% extra quarterly bonus points, free online shipping, the option to choose their preferred sale dates and free basic alterations at the Banana Republic stores.

Activate your new Gap Visa® Card by calling 866-450-5289 or by visiting gap.com/activate.

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